Should sick people pay more for health insurance Annotated Bibliography

Should sick people pay more for health insurance - Annotated Bibliography Example Gottlieb, Scott. How Much Does Obamacare Rip Off Young Adults? We Ran The Numbers. Here Are The  Results. Forbes. 28Th March 2014. Web. 9Th April 2014. Gottleb’s article in this study will act as a proof in showing how expensive insurances have turned out to be especially for the young beneficiaries. Therefore, its content will aid in backing varied statistics, which in intend to state in this argument contending the health insurances are too pricey whereby the state through its varied authorities ought to regulate. Since, not all Americans despite being legal or illegal citizens are capable of affording their current ratings. However, this source compared to others will not be among the main ones but as a backing reference meant to show how pricey health insurances have turned out to be. This is despite those involved in dispatching of health insurances including the government knowing sickness is not a permanent condition. I will also use this source in showing how the government has failed in regulating the cost of health in comparison to other states like that of Germany as depicted by Khazan’s article. From this recent article highlighting how a man was diagnosed with a testicular mass likely a cancer. Thus, he did not get proper care because he did not have a health insurance. I intend to use it in backing the argument on health insurance cover. This is to show how costly it has become in comparison to other states globally. This implies the US should intervene to regulate the price to be affordable to all civilians. This content discusses how one might be at high risk of death if he or she does not have a health insurance cover. I will use this content to cite how

Week4 Assignment Example | Topics and Well Written Essays - 250 words

Week4 - Assignment Example Proper waste disposal management and poor sanitation due to congestion is another problem that the American residents of the 19th century faced, this posed a health risk, as the dirty conditions would be a breeding ground for diseases related to sanitation such as typhoid. With the upsurge in population, some of the essential services had to be provided by the government to mitigate the negative effects of the congestion. Some of these services include waste management systems to ensure the cities where people lived were clean and habitable for living. Another service the government provided was security services since with congestion crime also increased therefore the need to protect the people from criminals, health care is also an essential service that the government provided to the population (Boyer 34). Assuming the government did not provide the above services, the people would probably have formed vigilante groups to counter the problems of insecurity within the neighbourhoods. Waste management may have been solved by hiring of private garbage collectors or throwing waste into empty spaces within the areas that people lived in. Private medical services providers would have come in cases where the government failed to provide the medical facilities although these services would have been expensive. Among the above problems, the hardest challenge to solve would have been provision of health care since it required professionally trained personnel and specialised equipments in treating different diseases. The high cost of the treatment when provided by private health professionals would have locked many people away from these facilities. Insecurity would also have been a major concern since with formation of vigilante groups to provide security to the residents, retaliatory attacks between the criminal gangs and the vigilante groups would become

Risky play in early years setting

Risky play in early years setting Introduction: There is an ongoing debate whether to prioritise the safety of children or the benefits of risky play in early years setting. More particularly, the contention is on the issue of making certain children are safe against allowing them to play in emotionally and physically motivating and challenging contexts. The emphasis is currently on the right of children to participate in risky play. Thus far, there are no investigations classifying risky play. This study will attempt to accomplish this. In the present study, risky play is defined as stimulating or thrilling varieties of play that involve a possibility of physical harm. Children usually want to and participate in risky or challenging varieties of play although, and to a certain extent, it involves the risk of getting injured or hurt. Because of the safety concerns of the Western culture, the issue of risky play in early years and the degree such play should be monitored and regulated are crucial and continuous debates (Greenfield 2003). These debates on play safety have generated safety proceedings and legislation from concerned child care workers and parents. This has invoked further disputes on the balance between the benefits of risky play for child development on one hand, and safety proceedings and litigations on the other hand (New, Mardell Robinson 2005). Normally, play occurs under the supervision of adults, hence controlling what children are permitted to do and where they are permitted to go (Gill 2007). For this reason, adults are influencing the safety of children when playing, and, simultaneously, they embody the greatest limitation on the childs capability of experiencing challenges and risks that are eventually favourable for development (Gill 2007). A persistent argument in the literature is the children gain developmentally from taking risk, and that too much protection from risk can hamper development. Historical and Current Context of the Debate In a continuously evolving world, environmental and social aspects have significantly affected childrens opportunities for emotionally and physically challenging play. Where previously youngsters may have played in the street, playing ball games, riding bicycles or playing other outdoor activities, increased road hazards has made the streets and play opportunities restricted to children as the risk or perils are extremely high. Children nowadays are confined to their houses or designated areas for relatively secured places to play. Still even these are transforming (Ball 2002). With increasing populations, the enlarged need for housing in several areas, specifically urban areas, is weakening the play spaces of children. High-density housing is increasingly becoming widespread and housing units are becoming smaller (Rivkin 1995). Coupled with diminished opportunities for parents to allocate time for the supervision and participation in their childrens play due to expanded work obligat ions, this condition has led to greatly decreased opportunities for childrens participation in risky play (Rivkin 1995). In addition to this, diminished risky play experiences have been ascribed to the fears of parents for the safety of their children. A UK survey discovered that, although 91 percent of the grown-ups asked understood the benefit of risky play, 60 percent said they were worried about their childrens safety when playing in unsafe places (Valentine McKendrick 1997). Consequently, parents place higher constraints on their childrens independent plays. Their worries have aided the development of overprotective or domineering parenting, by which the world is viewed as a naturally unsafe place from which children have to be protected (New et al. 2005). This concern for safety is present on several levels, involving concerns linked to safety stemming from stranger danger (p. 49) and increased street hazards, as well as those linked to harm inflicted by the use of play equipment, such as skateboards, roller blades, etc., and playground. In contrast, Ball (2002) emphasises that, because the advantages of risky play are not simply determined using recognised western scientific processes, they have a tendency not to be properly regarded in discussions about risk and play. He argues: If the purpose of an activity is not directly considered, then a balance between risk and benefit cannot be struck and one is in danger of considering only one side of the equation (p. 51). It is claimed risk taking can have favourable effects in terms of childrens emotional, social and developmental needs, as well as their general well-being (Ball 2002). Advocates of risky play tend to argue that removing risks deny children the opportunity to evaluate them competently, and hence they are unprepared to cope with any circumstances they may experience in later life (Childrens Play Council 2004). It is argued that, by giving chances to children to deal with their own risks in a regulated environment, they will become skilled at important life capabilities required for adulthood, and acquire the experience required to confront the changeable nature of the world (Childrens Play Council 2004). Gill (2007) claims that depriving children this opportunity may generate a society of risk-disinclined population, or citizens incapable of dealing with daily situations, or in children easily locating more hazardous areas to perform their risk-taking behaviour; risk-taking is regarded to have additional advantages, which contribute to the cultivation of favourable personality attributes, such as creativity (Ball 2002). Through exposure to cautiously supervised risks children become skilled at sound judgment in evaluating risks themselves, thus developing self-esteem, resilience, and confidence, attributes that are crucial for their later independence (Ball 2002). Moreover, a developing culture of litigation has led to the elimination of playground paraphernalia from numerous public places and a growing anxiety amongst educators and child care workers that they will be held responsible for any harm sustained by a child while in their supervision (Childrens Play Council 2004). Moreover, children who adopt and use more minor techniques to play may be open to the more threatening possibilities of chronic illness linked to diminished levels of activity. Experimental data with children in preschools (Smith Hagan 1980) and early school years (Pellegrini Davis 1993) shows that participants who have been denied of physical play for a given period of time will, when provided with the opportunity, participate in physical activities that are much more challenging and persistent. This effect of deprivation was discovered to be more intense for boys than for girls and indicates that risk reduction techniques that limit physical activities are prone to have a direct effect on the plays quality (Mitchell et al. 2006). Hence, the benefit of risk-taking in facilitating childrens development and learning in the context of risky play will be explored in the present study. Current Debate Providing opportunities of risk-taking for children in physical play does not imply that safety is taken for granted. Instead it implies that parents and educators have to be highly aware of the dangers and carry out all the essential steps to make sure that the environment is safe, and to have sufficient number of staffs to supervise risky play (Mitchell et al. 2006). Even within the field of playground safety and harm prevention there is recognition of the benefit of risk-taking during play. As argued by Mitchell and colleagues (2006), children should have opportunities to explore and experiment in an environment that provides a degree of managed risk (p. 122), because eventually, regardless how secure the play environment is, it will fall short in meeting its goal if it is not thrilling and appealing for children. Inopportunely, the concept risk-taking is generally understood with negative implications, with danger and risk usually viewed as synonymous (New et al. 2005). However, Greenfield (2003) thinks a differentiation should be made between these two concepts; risk links to the childs doubt about being capable of attaining the desired result, involving a decision whether to take risk or not, whilst danger is something the child does not perceive. Grown-ups can mostly perceive the dangers and try to get rid of them. The way is in that case certain for children to confront the challenge and take the risk should they decide to do so (Greenfield 2003). This also requires giving sufficient assistance and supervision and being conscious of those features of the childs activities that may contribute to severe injury, particularly as an outcome of improper use of playground tools (Ball 2002). The concept of finding the symmetry is integral if children are to have the chance to encounter some risk in their lives. This symmetry can be realised when adults respond perceptively to individual behaviour patterns (Gill 2007); to recognise and develop childrens capability of evaluating and managing risk, as well as their need for stimulation and challenge in their play. Conclusions Risk is a crucial deliberation within the play field, but it remains a comparatively under-studied field. The studies that have been conducted appears to assume that play is both pleasurable and favourable to children, and there is a number of substantiation that children have a higher understanding of and capability of handling risk than they are credited for. It also proposes that chances for children to evaluate and encounter risk in play are constrained because of several attitudes and structural limitations. Several authors call this a risk-averse society due to the carefulness of risk evaluation in childrens play opportunity, and the prevailing judgment adults adopt towards risky play. There is substantiation to indicate that several of the measures that have been adopted to build safer play for children are not needed or efficient. Scholars appeal for acknowledgement of the potential impacts that thorough safety norms have for children, and propose using a new strategy of risk evaluation. References Ball, D. (2002) Playgrounds: Risks, benefits and choices, Middlesex University: HSE Books. Childrens Play Council. (2004) Childrens Play Council Policy Positions: Risk and challenge in childrens play, http://www.ncb.org.uk/dotpdf/open%20access%20-%20phase%20only/policyrisk_cpc_2004.pdf. G. Valentine J. McKendrick. (1997) Childrens outdoor play: Exploring parental concerns about childrens safety and the changing nature of childhood, Geoforum , 219-235. Gill, T. (2007) No Fear: Growing up in a risk averse society, London: Calouste Gulbenkian Foundation. Greenfield, C. (2003) Outdoor play: The case for risks and challenges in childrens learning and development, Safekids News , 5. Mitchell, R., Cavanagh, M. Eager, D. (2006) Not all risk is bad, playgrounds as a learning environment for children, International Journal of Injury Control and Safety Promotion , 122-124. New, R.S., Mardell, B. Robinson, D. (2005) Early childhood education as risky business: Going beyond whats safe to discovering whats possible, Early Childhood Research and Practice , 7. Pellegrini, A.D. Davis, P. (1993) Relations between childrens playgroundand classroom behaviour, British Journal , 86-95. Rivkin, M. (1995) The great outdoors: Restoring childrens right to play outside, Washington, D.C.: National Association for the Education of Young Children.

Risk Management and Prevention at a Medical Facility Essay -- Medical

Risk Management Risk management is defined as a program directed toward identifying of, evaluating of, and taking corrective action against potential risks that could lead to injury of patients, staff, or visitors. It is a planned program of loss prevention and liability control, and its main purpose is to identify, analyze, and evaluate risks and then to develop a plan for reducing the frequency and severity of accidents and injuries (Decker and Sullivan, 2001). Risk management is a continuous daily program of detection, education, and intervention. This paper will describe the risk management issues at Great River Medical Center as they pertain to medication errors, and will describe the methods that are currently taking place to address this issue. Identifying Potential Risk Identifying potential risks for accident, injury, or financial loss requires formal and informal communication that involves all organizational departments in the facility. The risk management department at Great River Medical Center conducted on study on medication errors in the facility during preparation for a JACHO inspection. During this study, they discovered that medication errors had increased steadily over a 2 year period, and that many of them were because of illegibility reasons. The two most common legibility reasons included reading the initial order and reading the medication on the hand written medication sheet. According to Michael R. Cohen, MS, FASHP, from the Institute for Safe Medication Practices, poor handwriting is the leading cause of medication errors. Poor handwriting can blur the distinction between two medications that have similar names. And, many drug names sound similar, especially when spoken over the telephone, enunciated poorly, or mispronounced. At Great River Medical Center, this was also found to be one of the leading causes of medication errors. The inability of the nurse to read the written order and the inability to read the written medication sheet accounted for 20 % of the medication errors at GRMC. Other reasons for medication errors at GRMC include the following: ï‚ § Incomplete patient information (not knowing about patients' allergies other medicines they are taking, previous diagnoses, and lab results, for example); ï‚ § Unavailable drug information (such as lack of up-to-date warnings); ï‚ § Miscommunication of drug orders,... ...ch new implementation process. With the use of the Omni Cell dispensers, computerized order entry, and the electronic medical record, the hospital has seen a reduction of errors and near misses at approximately 75%. Along with this great statistic, also comes peace of mind to an already stressed out and over worked staff, that wants to provide the best care possible for the patients. References: Anonymous, (2004). Nursing BC. Vol.36, Iss.5; pg.33, Vancover. Retrieved December 18, 2004 from www.proquest.com. Business Wire, (2004). Hospitalist Physicians Partner with Clinical Pharmacists to Improve Patient Outcomes, Reduce Medication Errors. Business Wire, pg. 1, New York. Retrieved December 19, 2004 from www.proquest.com. Davis, J.L. and Smith, M. (2002). Medication Errors Rampant in Hospitals. WebMD Medical News. Retrieved on December 20, 2004 from www.mywebmd.com. Institute for Safe Medication Practices, (2004). Measuring Medication Safety, retrieved on December 19,2004 from www.ismp.org. Stein, R. (2004). Automated Systems For Drugs Examined; Report: Computers Can Add to Errors. The Washington Post, pg. A03. Retrieved December 20, 2004 from www.proquest.com. Risk Management and Prevention at a Medical Facility Essay -- Medical Risk Management Risk management is defined as a program directed toward identifying of, evaluating of, and taking corrective action against potential risks that could lead to injury of patients, staff, or visitors. It is a planned program of loss prevention and liability control, and its main purpose is to identify, analyze, and evaluate risks and then to develop a plan for reducing the frequency and severity of accidents and injuries (Decker and Sullivan, 2001). Risk management is a continuous daily program of detection, education, and intervention. This paper will describe the risk management issues at Great River Medical Center as they pertain to medication errors, and will describe the methods that are currently taking place to address this issue. Identifying Potential Risk Identifying potential risks for accident, injury, or financial loss requires formal and informal communication that involves all organizational departments in the facility. The risk management department at Great River Medical Center conducted on study on medication errors in the facility during preparation for a JACHO inspection. During this study, they discovered that medication errors had increased steadily over a 2 year period, and that many of them were because of illegibility reasons. The two most common legibility reasons included reading the initial order and reading the medication on the hand written medication sheet. According to Michael R. Cohen, MS, FASHP, from the Institute for Safe Medication Practices, poor handwriting is the leading cause of medication errors. Poor handwriting can blur the distinction between two medications that have similar names. And, many drug names sound similar, especially when spoken over the telephone, enunciated poorly, or mispronounced. At Great River Medical Center, this was also found to be one of the leading causes of medication errors. The inability of the nurse to read the written order and the inability to read the written medication sheet accounted for 20 % of the medication errors at GRMC. Other reasons for medication errors at GRMC include the following: ï‚ § Incomplete patient information (not knowing about patients' allergies other medicines they are taking, previous diagnoses, and lab results, for example); ï‚ § Unavailable drug information (such as lack of up-to-date warnings); ï‚ § Miscommunication of drug orders,... ...ch new implementation process. With the use of the Omni Cell dispensers, computerized order entry, and the electronic medical record, the hospital has seen a reduction of errors and near misses at approximately 75%. Along with this great statistic, also comes peace of mind to an already stressed out and over worked staff, that wants to provide the best care possible for the patients. References: Anonymous, (2004). Nursing BC. Vol.36, Iss.5; pg.33, Vancover. Retrieved December 18, 2004 from www.proquest.com. Business Wire, (2004). Hospitalist Physicians Partner with Clinical Pharmacists to Improve Patient Outcomes, Reduce Medication Errors. Business Wire, pg. 1, New York. Retrieved December 19, 2004 from www.proquest.com. Davis, J.L. and Smith, M. (2002). Medication Errors Rampant in Hospitals. WebMD Medical News. Retrieved on December 20, 2004 from www.mywebmd.com. Institute for Safe Medication Practices, (2004). Measuring Medication Safety, retrieved on December 19,2004 from www.ismp.org. Stein, R. (2004). Automated Systems For Drugs Examined; Report: Computers Can Add to Errors. The Washington Post, pg. A03. Retrieved December 20, 2004 from www.proquest.com.

Mr. Shamal Fernando

I am dealing with Cardiovascular, Anti diabetic and general product range. There are 7 Sirs and 3 sales representatives under my supervision, and the product range is highly expensive. I am responsible of the growth and the monthly sales of the above range including the strategic implementation for products. Also I am responsible for the training, Development and whole island Sales. In Sir Lankan I report to the Managing Director and the Principles. I have 7+ years of Marketing and Sales experience in Pharmaceutical, Insurance and Consumer products both in SSL and Philippines. Also I was worked as an Educational counselor at Speech power in Philippines.At the moment I'm giving teaching sessions to the orphaned children. I do Serviced Customers', enthusiastically and deliberately to provide Excellent customer satisfaction. Objective To be a productive & innovative marketing oriented person in the Pharmaceutical ,fast moving & challenging business environment and to acquire and enhance my knowledge and be able to effectively practice these in the pursuance of my career. I pursue to become a Professional customer service individual along with good Salesmanship and Management and to be the most highlighted individual in my career. Person My Sales, Marketing and Customer oriented services counts more than 7 years.I have a good understanding of customer needs and their mentality on purchasing goods. I am very much capable of handling Sales & Marketing staff to get the best out of them. I have been awarded the hard & diligent working employee' in one of my former companies. I have tirelessly worked in any company I worked with honesty. I as an individual always try to delight people whom I associate with . This has made me a preferred employee by my superiors where-ever I have worked. I have a very good command of English. Educational Qualifications I passed the G. C. E OIL Examination in December 1997 with one distinction pass and seven credit passes.

Consumer Buying Behavior of Cosmetics

Introduction: Consumer buying behavior is the study of how individuals make decision to spend the available resources – time, money and effort on consumption related items i. e. , what they buy, why they buy, when they buy, where they buy, how often they buy and use a product or services. In the process of consumers’ buying behavior focuses on how commercial and social marketing can anticipate and within the marketing pillar, the knowledge generated in the consumer behavior pillar provides information for firms to develop new marketing strategies. Cosmetic’ relates to the treatment intended to improve person appearance outwardly. Different consumers have got different perception towards buying cosmetic. With the changing times and the consumer demands organization should be more customer oriented. Consumer buying behavior with regard to cosmetic in comparison of Modicare and Oriflame, leading brands of cosmetic for both genders of all ages.Modicare an India brand deals not only with cosmetics but also with home care, nutrition health and wellness, personal care, laundry care, food and beverage, agriculture and auto care. Oriflame on the other hand is a Sweden brand dealing mostly with cosmetics. A comparison study on these two brands on their cosmetic as how consumer get attracted to buy them, how consumer s satisfied with the products and what make the consumer to buy the products.Marketers must study the customer taste, preferences, wants, shopping and buying behavior because such study provides the clues for developing the new products, price, product changes, messages and other marketing mix element which help in the growth of organization. Thus studying the consumer behavior is a very complex process, as it involves not only the economic factors but also the emotional factors. Objectives of the study * To study the purpose of purchasing cosmetic * To study consumer decision on choosing brand * To study the benefits of cosmetics To stud y the advantage and disadvantage of cosmetic. Description of the problem The problem is to identify whether cosmetics have really work as being advertised and various cosmetic meant for different problem has brought solution or not. Justification for the proposed study The reason for taking up the study is to know the effects of cosmetics which make the consumer get attracted to it. Database The target population for this research would be adult with age of 17-30 and the data will be collected through both primary as well as secondary source.